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Research Report

India’s Digital Payments Push: The New BHIM-UPI Incentive Scheme and Its Implications

The Indian government has consistently championed digital payments as a key pillar of financial inclusion and economic formalisation. The latest Cabinet-approved BHIM-UPI Incentive Scheme for FY 2024-25, with an outlay of ₹1,500 crore, is another step in this direction. The scheme is designed to encourage the adoption of low-value person-to-merchant (P2M) UPI transactions, particularly among […]

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Strengthening India’s Digital Governance – Key Takeaways from NeSDA 2025

Introduction India’s digital governance landscape has witnessed significant transformation over the past decade, driven by the government’s commitment to paperless, cashless, and faceless service delivery. The National e-Governance Service Delivery Assessment (NeSDA) 2025, published by the Department of Administrative Reforms & Public Grievances (DARPG), provides an in-depth evaluation of India’s progress in digital service delivery, […]

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